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Credit Monitoring
The three main credit reporting agencies each offer credit monitoring services. These monitoring services keep users updated on the activity of their credit files at each credit bureau. The credit monitoring services work by alerting users through email or text message when there are critical changes to their credit reports.Credit monitoring alerts may include changes to one's credit profile, such as to one's name or address. It can also include the opening and closing of credit or bank accounts. Unauthorized credit activities are monitored and reported to the user.
Credit monitoring can help protect consumers from credit and identity fraud. It allows users to know exactly what's going on with their credit.
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